Your bookkeeping, notarial preparation and payments. Brought together in one AI platform that takes work off your hands and leaves you in control.
Built for the Netherlands, on Dutch rules
Three modules. One Cefio.
From the first invoice to the next payment. Pick the module that fits your work and see how it all comes together.
Built for the people behind every businessEntrepreneursFinance teamsAccountantsNotary offices
From invoice processing and bank transactions to a clear picture of where you stand.
From client intake to a consistent draft file. The notary reviews and decides.
Prepare payment batches, check what goes out and keep an overview of your money flows.
It starts with your bank and your books. Then it keeps going.
Link your bank and bring your books over from your current package.
Cash, runway, revenue and what's overdue, on one screen.
A weekly briefing with the three things that need you.
Cefio drafts the reminder, prepares the VAT return and lines up month-end. Nothing goes out without your yes.
“Can I afford a fourth technician?” You get a straight answer, the forecast behind it, and where every figure came from.
No. Every figure is computed from your ledger by Cefio's accounting engine. The AI explains the numbers, it doesn't do the arithmetic. If the data isn't there, it says so.
A chatbot waits for a question. Cefio reviews your books and bank around the clock and brings you what needs attention, with the next step already prepared.
Dutch and English. Switch whenever you like.
A rolling cash forecast with a base, best and worst case, built from your invoices, payroll, VAT and fixed costs.
From what is already in your books: open invoices, recurring costs, payroll, VAT and your bank balances. It updates as they change. No spreadsheet to maintain.
Ask. “What if Jansen pays 30 days later?” reruns the forecast and shows the week it starts to hurt.
Cefio prepares your return as you go, checks it against your cash, and warns you weeks ahead if the two are going to collide.
Cefio prepares the return. You or your accountant file it as usual. Filing straight from Cefio is in progress and will be announced when it's live.
Yes. Business plans and up include accountant access and exports.
A checklist that knows what's still open: the unmatched bank line, two invoices waiting for approval, the depreciation run. One click takes you to each.
No. It takes over the chasing and the checking, so your time with your accountant goes to decisions. From Business up, they get their own access.
From Business up, we bring over your ledger, VAT history and open items when you switch, so you start with your history in place. On Start, a guided setup gets you going.
Every Accounting Business plan includes more than the books.
Cefio Accounting Business, €129.95 a month excl. VAT, available from launch in January 2027.
Example situations · illustrative, from our demo company · not customer quotes
Installation company, 11 staff
Six weeks out, Cefio flags that the €18,412 VAT payment falls in the week your cash is lowest, and suggests reserving it now.
Staffing agency
€33,700 overdue across two debtors. Cefio drafts both reminders and shows what the delay does to week 8. You press send.
Owner, thinking about growth
You ask in plain words. Cefio answers with the forecast, the assumptions, and the month it starts to pinch.
Month-end
One unmatched bank line, two purchase invoices to approve, a depreciation run. Cefio lists them in order and takes you to each.
Holding with two operating companies
Cefio finds the pair, explains the likely cause, and lines up the correction before you consolidate.
Books, bank and forecast on one screenPriced per company, never per seat. Your whole team can ask.
Every figure links to its sourceCefio prepares the action. Nothing goes out without your yes.
On Start and Business. No card needed.
Works on your phone, tablet and laptopYour records stay in the European Union and, while you are a customer, are archived for 7 years.
* Cefio Accounting Start, 1 entity, excl. VAT. One-off onboarding €49. Available from launch in January 2027. The 13-week forecast, receivables and reminders, management reporting and accountant access are part of Business (€129.95 a month) and up.
Compare all plans