Every part of a business got smarter. The numbers are next.

Date:Sep 2026Author:The Cefio teamReading time:3 min

A Dutch business owner can track a parcel to the minute and a van to the street.

Ask the same owner how much cash there will be in eight weeks, and most will open the bank app and guess.

It isn't for lack of software. Bookkeeping packages are good at what they do.

They record what happened.

They file it correctly.

They keep the tax office satisfied.

They don't tell you what is about to happen.

They don't tell you that VAT and your three biggest payments fall in the same week.

They don't tell you which customer is quietly becoming a problem.

So what does the owner hear instead?

“We'll see it at year-end.”“Ask the accountant.”“It should be fine.”“Keep an eye on the bank.”

So we asked…

What if the books looked forward, not only back?

What if software told you what needed attention, before you asked?

What if every number came with its source, so you could trust it?

What if a business with no finance team still had a CFO?

Introducing Cefio.

Your AI CFO. It keeps the books, prepares the files and the payments, and tells you what to do next. You stay in charge of every decision.

Where we are

What Cefio Accounting covers at launch:

LedgerBank feedsInvoicingInvoice scanningReceivablesVAT preparation13-week forecastAI CFO chatMonthly CFO reportPeriod close

In progress, and after launch:

Cefio Notary: standard BV incorporationCefio Pay: batches, direct debits and approvalsVAT filing straight from CefioPayroll as an extension of Cefio PayConsolidation for holdings and operating companiesBenchmarks against your sector

Cefio Accounting launches in January 2027.

The first 50 customers get no price increases for 24 months.

Work smarter. Decide yourself.

AI does the groundwork.You take the next step.

The starting point of every Cefio module: less repetitive work, more overview, and control at the moments that matter.

  1. 01

    Bring together

    Data, documents and tasks in the place where you work with them.

  2. 02

    Let it prepare

    From a booking proposal to a draft file or a payment batch.

  3. 03

    Check and decide

    The right person reviews, approves and stays in charge.

Join the waitlist

Leave your details and we'll write to you before launch. The first 50 Accounting customers get no price increases for 24 months.

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